Everything Praepara Does
From documenting your home before a disaster to fighting back if your claim gets denied — every tool, explained.
Home Inventory & Documentation
Before the stormOrganize every belonging by room with photos, brand, model, serial number, purchase date, and replacement value.
Every photo is automatically stamped with exact location coordinates and date/time — tamper-evident proof for insurance adjusters.
Visual progress rings show how complete each room’s documentation is — so nothing gets missed.
Photograph your entire home (Roof, Exterior, Interior, Systems, Garage, and more) before any disaster strikes, organized by zone with GPS/timestamp tagging.
Professional, adjuster-ready report with photos, GPS data, and full item details — ready to hand to your insurer.
Sortable spreadsheet for easy sharing with attorneys or public adjusters.
Live animated counter showing total estimated replacement value of all documented items — know if your policy actually covers what you own.
Secure Document Vault
Bank-level protectionAll data encrypted at the military-grade standard. Nothing leaves your device unencrypted — ever.
Fingerprint-gated access to your most sensitive documents. The vault doesn’t open without you.
Store your insurance policy, deed, mortgage documents, appraisals, and any critical paperwork — all in one secure place.
Record coverage limits, deductible, policy number, and agent contacts — auto-fills claim forms later.
Zero data sent to external servers. Your data stays on your device. Praepara never sees it.
Live Weather Intelligence
During the stormNational Weather Service alerts color-coded by severity — Extreme (red), Severe (amber), Moderate (teal) — so you know at a glance how serious it is.
Severe and extreme warnings break through DND. A tornado warning at 3am still wakes you up — because your life depends on it.
RainViewer radar centered on your exact home location so you can watch the storm in real time.
Powered by Open-Meteo public weather data — always free, always accurate.
Save an official NWS alert directly to your claim’s communication log with one tap, creating legal-grade proof that the weather event occurred on a specific date.
Recovery Center
Active claim managementManage multiple insurance claims simultaneously, each with its own independent hub.
Claim Profile / HQ
Record all claim details — claim number, adjuster name and contact, insurer info, date of loss, and current status.
ALE Tracker
Track hotel stays, rent, meals, storage, and laundry expenses when displaced. Running total vs. policy limit calculated automatically.
Communication Log
Log every call, email, letter, and meeting with your insurer — with date, contact name, what was said, and commitments made.
Contractor Tracker
Track every contractor — license number, insurance info, contract amount, and job status. Protects you if work is disputed.
Supplement Tracker
Document every additional payment request beyond the insurer’s initial estimate — what’s missing, amount requested, and current status.
Depreciation Recovery
See exactly how much depreciation is withheld per item. RCV Deadline Alerts warn you at 30 days — miss this and you permanently forfeit money.
Payments Received
Log every check and EFT payment — ACV, supplements, ALE reimbursements. Shows paid vs. still owed at a glance.
Deadline Tracker
Organize every hard claim deadline. Export any deadline to your phone’s calendar with a reminder.
Proof of Loss Builder
Auto-fills your Sworn Proof of Loss document using policy data and inventory totals already in the app. Export as a PDF ready to sign and mail.
Bad Faith Log
Document insurer misconduct — unreasonable delays, underpayments, misrepresentations. A documented pattern becomes the basis for a complaint or lawsuit.
Claim Defense Tools
Fight back if deniedStep-by-step guidance on appeal letters, invoking appraisal, filing state insurance department complaints, and when to involve a public adjuster or attorney.
Post-disaster step-by-step guide so nothing gets missed in the chaos of a claim.
Export & Reporting
Professional-grade outputOne-tap export of a complete, professionally formatted document covering every section of your claim.
Multi-tab spreadsheet of your entire claim for attorneys, public adjusters, or your own records.
Automatically stamped on all PDF exports for compliance.
Standalone inventory report for pre-loss documentation — send to your insurer before anything happens.
App Tour & Onboarding
Plain-English guidance30-step spotlight tour covering every feature in the app, with plain-English explanations of insurance concepts.
ACV vs. RCV explained, what supplements are, what bad faith means — all in everyday language anyone can understand.
Security & Backup
Your data, your controlEncrypted database backup to Google Drive, Proton Drive, Sync.com, or local storage — your choice, your account.
Restore your entire vault on a new device — even if your phone is destroyed in the disaster.
Industry-standard encryption on all stored data. If your phone is stolen, your data is unreadable.
Every feature works without a network connection — because disasters knock out cell service too.
Legal & Compliance
Built to the standardAccessible in Settings at any time. Read them here →
Users must scroll and accept Terms before using the app — full compliance with app store requirements.
On every PDF export and main screen — Praepara is a guidance tool, not a licensed claims service.
No accounts required, no cloud sync of personal data without your explicit action.
The only app that covers the entire homeowner insurance lifecycle.
From documenting your home before a disaster, to fighting back if your claim gets denied. Praepara is your paper trail, your evidence vault, and your claim guide — all in one.
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