PRAEPARA
The only app that covers the entire homeowner insurance lifecycle — from documenting your home before a disaster, to helping you fight back if your claim gets denied.
Phase 1 — Before the Storm
Home Inventory & Documentation
Document everything before disaster strikes. Every item. Every room. Every photo — GPS-tagged, timestamped, and tamper-evident.
Room-by-Room Inventory Builder
Organize every belonging by room with photos, brand, model, serial number, purchase date, and replacement value.
GPS-Tagged, Timestamped Photos
Every photo is automatically stamped with exact location coordinates and date/time — creating tamper-evident, adjuster-ready proof.
Progress Tracking Per Room
Visual progress rings show exactly how complete each room’s documentation is. Know what’s secured and what still needs attention.
Home Baseline Photo Mode
Photograph your entire home — Roof, Exterior, Interior, Systems, Garage, and more — organized by zone with GPS/timestamp tagging before any disaster strikes.
Export Inventory as PDF
Professional, adjuster-ready report with photos, GPS data, and full item details. One tap. Ready to email.
Export to Google Sheets
Sortable spreadsheet of your entire inventory for easy sharing with attorneys, public adjusters, or your own records.
Total Asset Value Calculator
Live animated counter showing the total estimated replacement value of everything you’ve documented. Know if your policy covers what you own.
Secure Storage
Biometric Document Vault
Bank-level security for your most important documents. Fingerprint-gated. Encrypted. Entirely on your device.
AES-256 Encrypted Storage
Military-grade encryption on all data. Nothing leaves your device unencrypted — ever.
Biometric Protection
Fingerprint or face unlock required to access your vault. If your phone is stolen, your data is unreadable.
Document Storage
Store your insurance policy, deed, mortgage documents, appraisals, and any critical paperwork — organized and encrypted.
Policy Info Tab
Record coverage limits, deductible, policy number, and agent contacts. Auto-fills your claim forms when you need them most.
Privacy-First Architecture
Zero data sent to external servers. No accounts required. Your data stays on your device — period.
Phase 2 — During the Storm
Live Weather Intelligence
Color-coded NWS alerts. DND bypass for life-threatening warnings. Live radar centered on your home. All while staying calm.
Real-Time NWS Severe Weather Alerts
National Weather Service alerts delivered instantly — color-coded by severity. Extreme → red. Severe → amber. Moderate → teal.
Do Not Disturb Bypass
Severe and extreme warnings break through DND. A tornado warning at 3am will wake you up — no matter what.
Live Radar
RainViewer radar centered on your exact home location. See exactly what’s coming and when.
7-Day Forecast
Powered by Open-Meteo public weather data. Always know what’s ahead so you can prepare in time.
Weather → Claim Linker
Save an official NWS alert directly to your claim’s communication log with one tap — creating legal-grade proof that the weather event occurred on a specific date.
Phase 3 — After the Storm
Recovery Center
Active claim management with 10 dedicated trackers per claim. Manage multiple claims simultaneously. Miss nothing.
Multi-Claim Support
Manage multiple insurance claims simultaneously, each with its own fully independent hub and 10 dedicated trackers.
10 Claim Trackers Per Claim
Claim Profile / HQ
Record claim number, adjuster name and contact, insurer information, date of loss, and current claim status — your central command.
ALE Tracker
Track hotel stays, rent, meals, storage, and laundry expenses when displaced. Running total vs. policy limit calculated automatically.
Additional Living ExpensesCommunication Log
Log every call, email, letter, and meeting with your insurer — with date, contact, role, and what was said. Set follow-up reminders on every entry.
Contractor Tracker
Track every contractor — license number, insurance info, contract amount, and job status. Protects you if work is disputed.
Supplement Tracker
Document every additional payment request beyond the insurer’s initial estimate — what’s missing, the amount requested, and current status.
Depreciation Recovery & RCV Deadlines
See exactly how much depreciation is withheld per item. Deadline alerts warn you 30 days out — turn red when critical. Miss this and you permanently forfeit money.
⚠ Miss this deadline = permanent lossPayments Received
Log every check and EFT payment — ACV, supplements, ALE reimbursements. Shows paid vs. still owed at a glance.
Deadline Tracker with Calendar Export
Every hard claim deadline in one place. Export any deadline directly to your phone’s calendar with a reminder — proof of loss, RCV windows, appraisal demand periods.
📅 Exports to phone calendarProof of Loss Builder
Auto-fills your Sworn Proof of Loss document using policy data and inventory totals already in the app. Gap analysis shows exactly what’s missing. Export as a signed-ready PDF.
📄 Auto-filled from your dataBad Faith Log
Document insurer misconduct — unreasonable delays, underpayments, misrepresentations. A documented pattern becomes the basis for a regulatory complaint or lawsuit.
⚖ Legal-grade documentationClaim Defense Tools
Denial Defense Guide
Step-by-step guidance on appeal letters, invoking appraisal, filing state insurance department complaints, and when to involve a public adjuster or attorney.
Recovery Checklist
Post-disaster step-by-step guide so nothing gets missed in the chaos of a claim. Available offline. Always there when you need it most.
Export & Reporting
Professional Reports, One Tap
Everything you’ve documented — formatted, professional, and ready for your adjuster, attorney, or public adjuster.
Master Claim Report (PDF)
One-tap export of a complete, professionally formatted document covering every section of your claim.
Export to Google Sheets
Multi-tab spreadsheet of your entire claim for attorneys, public adjusters, or your own records.
Legal Disclaimer Page
Automatically stamped on all PDF exports for compliance. Every export is properly disclaimed.
Inventory PDF
Standalone pre-loss inventory report — photos, values, serial numbers — ready for your insurer.
Getting Started
Built for Everyone
You don’t need to be an insurance expert to use Praepara. The 30-step guided tour walks you through every feature with plain-English explanations.
Insurance concepts explained in everyday language — ACV vs. RCV, what supplements are, what bad faith means, and how to use each tool to protect yourself.
Document your home — room by room, item by item, before anything happens.
Secure your documents — policy, deed, and appraisals in the biometric vault.
Set your weather alerts — tune exactly which warnings wake you up.
If disaster strikes — open Recovery Center, start a claim, and let Praepara guide you through every step.
Security & Backup
Your Data. Your Control.
No Praepara servers. No corporate data breach risk. Your data lives on your phone and your chosen cloud — that’s it.
SQLCipher AES-256
Industry-standard database encryption. Unreadable without your biometric key.
Cloud Backup Options
Encrypted backup to Google Drive, Proton Drive, Sync.com, or local storage — your choice.
Recovery Passphrase
Restore your entire vault on a new device. Even if your phone is destroyed.
Zero External Servers
Praepara has no backend. We never see, store, or sell your data. Period.