PRAEPARA HOME
Praepara Home is now on Windows. Document your home, manage insurance claims from filing to appeal, track builder and third-party warranties, and draft insurer-facing letters — all from a desktop command center built for the long haul of a claim.
New on Windows
Insurer-Facing Letter System
Twelve pre-built, plain-language letter templates that turn your documented evidence into a ready-to-send Word document — no legal background required.
12 Letter Templates
Appeal/Reconsideration, Appraisal Clause Invocation, Supplemental Request, Dept. of Insurance Complaint, Mortgagee Notification, Public Adjuster Engagement, Prompt Payment Demand, Reservation of Rights Response, Matching/Line-of-Sight Demand, Estimate Discrepancy Demand, Bad Faith Notice, and Landlord Notification.
Guided Intake Forms
Answer a short set of plain-English questions and Praepara pre-fills your draft — no bracketed placeholders left behind. Skip a question and sensible example text fills the gap.
Denial-Reason Dashboard
Pick the actual reason your claim was denied — wear & tear, pre-existing damage, cosmetic-only, excluded peril, roof-age/ACV-only, late reporting, and more — and the Appeal letter tailors itself to the evidence that wins that specific fight.
Attach Evidence Directly
Pull photos and documents straight from your claim’s Vault or Gallery, or browse for files. Copies are organized automatically with an “Enclosures:” list added to the letter.
Letter History Tracking
Every letter you generate is saved to its claim with a status you control — Draft Generated, Sent, Received, Rejected, or No Response — so you always know where things stand.
Renters Are Covered Too
Switch a claim to Rent instead of Own, add your landlord’s contact info, and use the dedicated Landlord Notification letter and “landlord’s responsibility” appeal path.
New on Windows
Total Loss Recovery Dashboard Windows Only
If the worst happens, this is where you go first. A phase-by-phase guide through the hardest weeks of a disaster, built around real public-assistance programs.
Three Recovery Phases
Immediate Survival (Days 1–7), Transitional (Weeks 1–4), and Long-Term Rebuilding (Months 1+) — each with real guidance: Red Cross shelters and Comfort Kits, FEMA Lodging Expense Reimbursement, Serious Needs Assistance, rental assistance, and SBA loans (yes, even for individuals).
Interactive FEMA Checklist
Track exactly which documents FEMA and other assistance programs need from you, item by item, so nothing is missed in the chaos.
Low-Bandwidth Mode
A flat, high-contrast toggle that strips visual effects for slow or unstable connections in a disaster zone — the app stays usable when it matters most.
Before the Claim
Home Inventory & Photo Gallery
Document what you own before anything happens, and keep every photo organized in one shared, encrypted library.
Room-by-Room Inventory
Organize every belonging by room with photos, brand, model, serial number, purchase date, and replacement value.
Per-Item Receipts Windows Only
Attach multiple encrypted receipts or proof-of-purchase files per item — import saved order confirmations and invoices directly.
Photo Gallery Windows Only
A shared encrypted photo library with By Room and By Claim views. Import from disk — including folders already synced by OneDrive or Google Drive.
“What Insurers Want to See” Guide Windows Only
A built-in help panel covering item-level detail, the two-evidence rule, jewelry appraisals, and off-device backup — so your documentation actually holds up.
Home Baseline Photo Mode
Photograph your entire home by zone — Roof, Exterior, Interior, Systems, Garage — before any disaster strikes.
Total Asset Value Calculator
A running total of everything you’ve documented, so you can see at a glance whether your policy limits actually cover what you own.
During the Claim
Recovery Center
Full claim management with 10 dedicated trackers per claim. Manage multiple claims and multiple properties at once.
10 Claim Trackers Per Claim
Claim Profile / HQ
Claim number, adjuster contact, insurer info, date of loss, and current status — plus Own/Rent property type and landlord details.
ALE Tracker
Hotel stays, rent, meals, storage, and laundry costs when displaced, with a running total against your policy limit.
Communication Log
Every call, email, letter, and meeting with your insurer, plus follow-up reminders and batch-attached weather alerts.
Contractor Tracker
License numbers, insurance info, contract amounts, and job status for every contractor on the job.
Supplement Tracker
Every additional payment request beyond the insurer’s initial estimate, with amount and status.
Depreciation Recovery
Withheld depreciation per item, with 30-day-out deadline alerts before you permanently forfeit the money.
Payments Received
Every check and EFT payment logged — paid vs. still owed, at a glance.
Deadline Tracker
Every hard claim deadline in one place, exportable to your calendar with a reminder.
Proof of Loss Builder
Auto-fills your Sworn Proof of Loss using policy data and inventory totals already in the app.
Bad Faith Log
Document insurer misconduct — delays, underpayments, misrepresentations — to build the record for a complaint or lawsuit.
New on Windows
Warranty Tracking & Legal Reference Windows Only
Builder and third-party structural warranties get the same claim-hub treatment as insurance — plus a legal reference library so you know your general rights before you need them.
Builder & Warranty Claims
Track new-construction builder and third-party structural warranties, their claims, communication logs, and generated letters — separate from your insurance claims.
Legal Reference Library
Approximate statute of limitations and statute of repose ranges, right-to-cure notice periods, and small claims court dollar caps for a subset of U.S. states — reference only, always verify with an attorney.
Arbitration Clause Self-Assessment
A guided questionnaire that flags whether your policy or warranty may contain a binding arbitration clause — informational only, not legal advice.
Historical Weather Search Windows Only
Look back up to 31 days of NWS alerts for your location — not just what’s active right now — and batch-attach the results to a claim’s Communication Log as evidence of when the damage occurred.
Export & Reporting
Professional Reports, One Click
Everything you’ve documented — formatted, professional, and ready for your adjuster, attorney, or public adjuster.
Master Claim Report (PDF)
One-click export of a complete, professionally formatted document covering every section of your claim.
Word Export Windows Only
Export your Master Report as an editable Word (.docx) document, in addition to PDF and Excel — for when you need to make final edits before sending.
Excel Export
A multi-tab spreadsheet of your entire claim for attorneys, public adjusters, or your own records.
Inventory PDF
Standalone pre-loss inventory report — photos, values, serial numbers — ready for your insurer.
Security & Backup
Your Data. Your Windows Account. Your Control.
No Praepara servers. Your data lives on your device, unlocked only by your own Windows account.
SQLCipher AES-256
Industry-standard database encryption on everything you enter.
Windows Account Unlock
Your encryption key is protected by the Windows Data Protection API (DPAPI), scoped to your specific Windows user account and device — no fingerprint or face data is used or collected.
Your Own Cloud Folder
Optional encrypted backup writes directly into a local folder already synced by your own OneDrive, Google Drive, Proton Drive, Dropbox, or iCloud app.
Full App Backup Passphrase
A separate, user-chosen passphrase protects the optional Full App Backup export — lost passphrase means the backup can’t be decrypted by anyone, including us.
Zero External Servers
Praepara Home for Windows has no backend. We never see, store, or sell your data. Period.
Pricing
Subscription Tiers
Billed annually through the Microsoft Store. Every tier includes the full feature set — the only difference is how many properties you can actively manage.
Every tier starts with a 14-day free trial. See the full Terms & Conditions for downgrade, cancellation, and refund details.